No Social Security Number Required
A mortgage path for ITIN taxpayers.
Built for borrowers who file taxes with an Individual Taxpayer Identification Number instead of a Social Security number — common across South Florida’s immigrant communities.
How it works
- ITIN accepted in place of a Social Security number
- Down payments as low as 15% on primary residences
- Alternative credit history considered where no credit score exists
- Available in English, Spanish, and Portuguese
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Other programs to consider
Foreign National Loans
For non-U.S. citizens buying or refinancing property without U.S. credit history.
Learn more