Credit & Equity-Based Approval
When the file is complicated, approval can still be simple.
No-ratio programs approve based on credit profile and property equity rather than a debt-to-income calculation — including for borrowers working to get out ahead of a foreclosure.
How it works
- No debt-to-income ratio calculated
- Approval weighted on credit profile and property equity
- Foreclosure bailout scenarios considered case by case
- Fast turnaround for time-sensitive situations
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Other programs to consider
Foreign National Loans
For non-U.S. citizens buying or refinancing property without U.S. credit history.
Learn more